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Spandana Sphoorty Financial Limited

INE572J07786BBB+ Senior Secured Bond - Secured
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INE572J07786 is a secured Senior Secured Bond issued by Spandana Sphoorty Financial Limited, rated BBB+. As of 10 Sept 2026, it offers up to 12.25% yield to maturity with a minimum investment of ₹90,930, listed on 2 platforms tracked by BondDekho.

12.25%
YTM
11.50%
Coupon Rate
Jun 2028
Maturity Date
1.8Y
Time to Maturity
₹10,000
Min Investment
2
Platforms

Compare Across Platforms

Jiraaf bond investment platform logo
Jiraaf
Highest YTM
12.25%
YTM
₹1,00,000
Price
₹90,930
Min Invest
View on Jiraaf
WintWealth bond investment platform logo
WintWealth
11.25%
YTM
₹91,181
Price
₹1,00,000
Min Invest
View on WintWealth

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Bond Details

INE572J07786
IssuerSpandana Sphoorty Financial Limited
Senior Secured Bond
Security TypeSecured
₹1,00,000
11.50% per annum
Quarterly
Issue Date23 Dec 2025
30 Jun 2028
Taxable (Interest + Capital Gains)

Frequently Asked Questions

What is INE572J07786?

INE572J07786 is a Senior Secured Bond issued by Spandana Sphoorty Financial Limited with a BBB+ credit rating. It offers a coupon rate of 11.5%. Maturity date: 2028-06-30.

What is the YTM of INE572J07786?

The current yield to maturity (YTM) for Spandana Sphoorty Financial Limited (INE572J07786) is up to 12.25%, available across 2 platforms on BondDekho.

What is the coupon rate of Spandana Sphoorty Financial Limited bond INE572J07786?

Spandana Sphoorty Financial Limited (INE572J07786) has a coupon rate of 11.5%. Interest is paid quarterly.

What is the minimum investment for INE572J07786?

The minimum investment for Spandana Sphoorty Financial Limited (INE572J07786) starts from ₹90,930. Compare prices across 2 platforms on BondDekho.

Risk Assessment

INE572J07786 is a secured Senior Secured Bond from Spandana Sphoorty Financial Limited, rated BBB+. Key risk factors:

Secured

Backed by collateral. Priority in repayment.

Interest Rate Risk

Bond prices may fall if interest rates rise.

Liquidity Risk

May be difficult to sell before maturity.

Tax-Adjusted Returns

Pre-Tax YTM12.25%
Tax on Interest20% (Slab Rate)
LTCG Tax12.5% (if held >1yr)
Post-Tax Return (Est.)~9.8%

Calculator results are estimates. Actual returns may vary. Consult a tax professional for personalized advice.

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About the Issuer

Spandana Sphoorty Financial Limited is a Micro Finance-sector bond issuer rated BBB+.

CompanySpandana Sphoorty Financial Limited
SectorMicro Finance
Credit RatingBBB+ (N/A)

Disclaimer: Bond data is sourced from public sources and third-party platforms. Verify all details on the respective platform before investing. Yields are indicative and not guaranteed. This is not investment advice.

Spandana Sphoorty Financial Limited 11.5% Senior Secured Bond BBB+ (INE572J07786) | BondDekho