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Bond investing insights & education
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Indian Bond Market Report — Week of June 01, 2026
Bond KYC and Demat Account Setup: A First-Timer's Checklist
New to bond investing? Follow this step-by-step checklist to complete your KYC and open a Demat account so you can start buying bonds without delays.
Bonds vs ULIPs vs Annuities: Which Fixed-Income Option Is Right for You?
Compare bonds, ULIPs, and annuities across returns, liquidity, risk, and tax efficiency to decide which product best suits your financial goals.
Zero Coupon Bonds in India: How They Work and Who Considers Them
Zero coupon bonds pay no periodic interest but are issued at a deep discount and redeemed at face value. Learn how they work, their tax treatment, and whether they suit your investment goals.
Callable and Puttable Bonds: What Indian Retail Investors Must Know
Learn how callable and puttable bonds work, who benefits from each feature, and how these embedded options affect yield, pricing, and reinvestment risk for Indian retail investors.
How Bond Interest Is Taxed in India: TDS, ITR Filing and Slabs
Learn how interest income from bonds is taxed in India, including TDS deduction rules, which ITR form to use, and how your tax slab affects your take-home returns.
How RBI Interest Rate Changes Affect Your Bond Portfolio
When the RBI raises or cuts interest rates, your bond portfolio feels the impact immediately. Learn how policy rate changes drive bond prices, yields, and returns.
SDL vs G-Sec: How State Development Loans Compare to Government Bonds
State Development Loans (SDLs) are sovereign debt issued by Indian states. They look almost like central G-Secs but yield more — here's why, and what beginner investors should know before choosing.
How to Exit a Bond Before Maturity — A Retail Investor's Reality Check
Bonds aren't as liquid as they look. Here's the honest truth about selling a bond early through an OBPP — what actually happens, what it costs, and what to do if no one will buy it back.
How to Read a Bond Fact Sheet: A Section-by-Section Guide
Bond fact sheets pack critical information into a few pages. Learn how to read each section — from issuer financials to covenants — spot red flags, and make informed decisions before investing.
How Bond Settlement Works in India: What Happens After You Click Buy
Ever wondered what happens between clicking 'Buy' and seeing bonds in your demat account? This guide explains bond settlement in India — timelines, depositories, clean vs dirty price, and what can go wrong.
What Is Bond Duration and Why It Matters
Bond duration tells you how sensitive a bond's price is to interest rate changes. Learn what duration means, how it works, and why every bond investor should understand it — explained without heavy math.
Bond Funds vs Direct Bonds: Which Is Right for You?
Should you buy bond mutual funds and ETFs, or invest directly in bonds through OBPPs? Compare costs, control, returns, taxation, and risk to decide which approach fits your portfolio.
54EC Capital Gains Bonds: How to Save Tax on Property Sale
Sold property and facing a huge capital gains tax bill? Learn how Section 54EC bonds from NHAI and REC can help you save tax legally, with eligibility rules, limits, and how to apply.
AAA Rated Bonds in India: Safety, Returns & How to Buy
AAA rated bonds are the safest corporate debt instruments in India. Learn which companies issue them, what yields to expect, how they compare to FDs, and how to buy them on online platforms.
Top Bonds to Invest in India (2026) — A Data-Driven Guide
Explore top-performing bonds in India for 2026 across AAA, AA, and A rated categories. Data-driven analysis of NCD yields, credit ratings, and platform availability.
Bond Platforms Compared: GoldenPi vs WintWealth vs IndiaBonds vs Jiraaf
A detailed comparison of India's top online bond platforms (OBPPs). Compare GoldenPi, WintWealth, IndiaBonds, Jiraaf, GripInvest and more on fees, selection, and user experience.
FD vs RD: Which Is Better for Your Investment Goals?
Fixed Deposit or Recurring Deposit — which suits you better? Compare interest rates, returns calculation, tax treatment, flexibility, and ideal use cases for FD and RD in 2026.
How to Invest in Bonds in India: Step-by-Step Guide for Beginners
A beginner-friendly, step-by-step guide to investing in bonds in India. Learn about demat accounts, bond platforms, government bonds, NCDs, and how to build your fixed income portfolio.
Online Bond Platforms (OBPP) in India: Complete List & Guide
SEBI introduced the OBPP framework in 2022 to regulate online bond platforms. Learn about all registered platforms, how they work, SEBI requirements, risks, and how to verify registration.
RBI Retail Direct: How to Open Account & Buy Government Bonds
Complete guide to RBI Retail Direct — India's gateway to buying G-Secs, T-Bills, SDLs, and SGBs directly from the Reserve Bank of India with zero fees and no middlemen.
Sovereign Gold Bonds (SGB) 2026: Complete Guide
Everything you need to know about Sovereign Gold Bonds — how they work, tax benefits, how to buy, SGB vs physical gold vs gold ETF comparison, and why the 2.5% interest makes a real difference.
Tax-Free Bonds in India: Complete Guide for 2026
Everything you need to know about tax-free bonds in India — who issues them, how they work, tax benefits, current yields, and how to buy them in the secondary market.
Top Bonds to Invest in India (2026) — A Data-Driven Guide
Explore top-performing bonds in India for 2026 across AAA, AA, and A rated categories. Data-driven analysis of NCD yields, credit ratings, and platform availability.
Bond Defaults: Warning Signs and How to Protect Your Investment
What happens when a bond issuer can't pay? Learn the warning signs of a potential default, how to protect your portfolio, and what to do if it happens to you.
Secured vs Unsecured Bonds: What Every Investor Must Know
Should you trust a bond backed by collateral or one backed by promise alone? Understand how secured vs unsecured bonds affect your risk and returns.
How to Build a Bond Ladder: A Strategy for Steady Income
Want predictable income without locking all your money for years? Learn how bond laddering works with step-by-step construction examples for Indian investors.
NCDs vs Government Bonds: A Complete Comparison for Indian Investors
Should you invest in corporate NCDs offering 9-10% or stick with 'safe' government bonds at 7%? We break down risk, returns, liquidity, and taxation to help you decide.
Inflation and Bond Returns: Understanding Real Returns on Fixed Income
A 9% bond yield sounds great until inflation is 6%. Learn how to calculate real returns, why inflation erodes bonds, and strategies to protect purchasing power.
Understanding Bond Prices and Market Dynamics
Why did your bond drop to Rs.950? Understand the inverse relationship between bond prices and interest rates, and when price changes actually matter.
Tax Planning for Bond Investors: Maximizing Post-Tax Returns
A 9% bond could give you just 6.3% after taxes. Learn how to calculate post-tax returns, use LTCG benefits, and structure investments to maximize what you actually keep.
How to Read Bond Terms: A Practical Guide for Beginners
Confused by YTM, coupon rate, or ISIN? This beginner's guide breaks down every bond term you'll encounter, from face value to callable bonds, with real examples.
Corporate Bonds vs Fixed Deposits: Key Differences Explained
Bonds offer 8-12% returns vs FD's 5-7%. But are they safe? Compare corporate bonds vs fixed deposits on returns, safety, liquidity, and taxation to find what works for you.
Credit Ratings Explained: What AAA, AA, and A Really Mean
What do AAA, AA, and A ratings mean for your money? Learn how CRISIL, ICRA, and CARE assess bonds and how to use credit ratings to pick safer investments.
Understanding Bond Yields: A Beginner's Guide
Learn the fundamentals of bond yields including YTM, current yield, and how to compare bonds across platforms. A must-read before investing in Indian bonds.