Legal Disclaimers, Disclosures & Important Notices

1. General Legal Disclaimer

The information provided on this website is for general informational and educational purposes only. Nothing contained on this website should be construed as investment advice, financial advice, legal advice, tax advice, or a recommendation or solicitation to buy, sell, or hold any security or financial product.

This platform does not provide any form of personalised investment advice and does not consider the individual financial circumstances, investment objectives, or risk profile of any user.

Users are advised to conduct their own independent research and/or consult a SEBI-registered investment advisor before making any investment decision.

2. SEBI Regulatory Status Disclosure

BondDekho is not registered with the Securities and Exchange Board of India (SEBI) as:

• an Investment Adviser (RIA)
• a Research Analyst
• a Broker or Dealer
• a Distributor
• an Online Bond Platform Provider (OBPP)

We do not execute trades, place orders, handle client funds or securities, provide portfolio allocation, or act as an intermediary in any securities transaction.

Our role is limited strictly to information display, comparison, and education.

3. Nature of the Platform

This website functions solely as:

• a bond information platform
• a comparison and analytics tool
• an educational resource

The platform does not facilitate or enable the purchase or sale of bonds. Any action taken by users to invest in bonds is done directly on third-party platforms, at their sole discretion and risk.

4. Bond Information Disclaimer

All bond-related information including issuer details, coupon rates, yields, prices, credit ratings, maturity dates, and other attributes are compiled from publicly available sources, issuer disclosures, exchange data, and third-party platforms.

Such information:

• may be delayed
• may change without notice
• may vary across platforms

We do not guarantee the accuracy, completeness, or timeliness of any bond data displayed. Users must review the official offer documents, term sheets, and disclosures provided by the issuer and the respective platform before investing.

5. Yield, Return & Risk Disclosure

Any references to yields, returns, or income potential are indicative only and should not be interpreted as assured or guaranteed returns.

Bond investments are subject to multiple risks, including but not limited to:

• Credit risk - The issuer may default on payments
• Default risk - Complete loss of principal is possible
• Interest rate risk - Bond prices fall when interest rates rise
• Liquidity risk - Difficulty selling before maturity
• Reinvestment risk - Interest payments may be reinvested at lower rates

Past performance of any issuer or bond is not indicative of future results.

6. Platform Comparison Disclaimer

Comparisons displayed on this website are intended to help users understand differences in bond availability, minimum investment amounts, indicative yields, and platform features across third-party platforms.

• We do not rank or recommend any platform
• The order of display does not imply preference or endorsement
• Platform-specific terms, fees, processes, and settlement timelines may differ

Users are encouraged to verify all details directly on the respective platform before proceeding.

7. No Recommendation / No Solicitation Statement

Nothing on this website constitutes:

• an offer to sell
• a solicitation to buy
• a recommendation or endorsement

Any mention of a bond, issuer, platform, or feature is purely for informational and comparative purposes.

8. Third-Party Links & Redirection Disclaimer

This website may contain links or redirections to third-party websites, platforms, or services.

We:

• do not control such third-party websites
• do not endorse their content or offerings
• are not responsible for their accuracy, practices, or services

Any interaction, transaction, or investment made on third-party platforms is solely between the user and that platform.

9. Affiliate & Revenue Disclosure

BondDekho may receive compensation in the form of referral fees, commissions, or marketing fees from third-party platforms when users choose to visit or engage with such platforms through links provided on this website.

Such compensation:

• does not influence the factual information displayed
• does not affect comparison data
• does not result in preferential rankings

All sponsored or promotional content, if any, will be clearly labelled.

10. Limitation of Liability

To the maximum extent permitted by applicable law, BondDekho, its owners, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of:

• use of this website
• reliance on any information provided
• investment decisions made by users
• actions taken on third-party platforms

Users acknowledge that they use this website entirely at their own risk.

11. User Responsibility Acknowledgement

By accessing and using this website, users acknowledge and agree that:

• they are solely responsible for their investment decisions
• they understand the risks associated with bond investments
• they will independently verify information before investing

12. Jurisdiction & Governing Law

This website shall be governed by and construed in accordance with applicable laws. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the competent courts in the applicable jurisdiction.

13. Privacy Policy

Information We Collect

BondDekho is designed to be used without requiring personal information. We do not require user registration to access bond comparison features.

We may collect:

• Analytics data - Anonymous usage patterns, page views, and device information
• Cookies - For theme preferences and basic functionality
• Email addresses - Only if you voluntarily subscribe to newsletters or alerts

How We Use Information

• To improve website functionality and user experience
• To send requested communications (if opted-in)
• To analyze website usage patterns

Data Sharing

We do not sell, trade, or rent personal information to third parties. We may share anonymous, aggregated data for analytical purposes.

Cookies

This website uses cookies to:

• Remember your theme preference (light/dark mode)
• Provide analytics (via services like Google Analytics)

You can disable cookies in your browser settings.

14. Terms of Service

Acceptance of Terms

By accessing and using BondDekho, you agree to be bound by these Terms of Service and all applicable laws and regulations.

Permitted Use

You may use this website for:

• Personal, non-commercial bond research and comparison
• Educational purposes
• Accessing publicly available bond information

Prohibited Activities

You may not:

• Use automated systems to scrape or extract data without permission
• Attempt to gain unauthorized access to our systems
• Use the website for any illegal purposes
• Redistribute our content without attribution
• Misrepresent your affiliation with BondDekho

Intellectual Property

The BondDekho name, logo, and website design are proprietary. Bond data is compiled from public sources and respective platform attributions apply.

Modifications

We reserve the right to modify these terms at any time. Continued use of the website constitutes acceptance of modified terms.

15. Contact Information

For questions, concerns, or feedback regarding this website or these legal notices:

• Email: [email protected]