Data Methodology

1. Data Sources

BondDekho aggregates bond listings from the following SEBI-registered Online Bond Platform Providers (OBPPs):

• GoldenPi(sponsored)
• WintWealth
• Jiraaf
• Aspero
• BondsKart
• IndiaBonds
• TheFixedIncome
• StableMoney
• GripInvest

All platforms listed are registered with SEBI as Online Bond Platform Providers. BondDekho does not host or sell bonds — it provides a comparison view of listings published by these platforms.

2. Data Freshness

Listings data from all platforms is refreshed four times daily, spread across the day, so comparisons reflect current market listings. Every listing carries its own last-updated timestamp, shown on bond detail pages, so you can always see how current a quote is.

3. What We Track Per Bond

For each bond listing, BondDekho records the following fields where available:

4. Freshness Rules

• →7-day inactivity rule: A bond listing that has not appeared on any platform for 7 consecutive days is marked inactive and removed from the default comparison view.
• →Broken URL exclusion: Listings whose platform links are persistently broken are excluded until the link resolves correctly again.
• →Per-listing timestamps: Each platform listing carries a last_updated timestamp recording the most recent successful refresh. This is displayed on bond detail pages.

5. Credit Ratings

Credit ratings displayed on BondDekho are sourced from SEBI-registered Credit Rating Agencies (CRAs) as published by the OBPPs. The agencies whose ratings appear on the platform include:

• CRISIL
• ICRA
• CARE Ratings
• India Ratings (Fitch)

BondDekho does not assign, modify, or interpret credit ratings. Ratings are displayed exactly as published by the platforms. Rating changes made by CRAs will be reflected at the next successful data refresh of the relevant platform.

6. Sorting & Comparison

By default, bonds on the compare page and bond hub pages are sorted by Yield to Maturity (YTM) in descending order — highest YTM first. This is a display convenience only.

7. Sponsored Platform Disclosure

GoldenPi is a sponsored platform on BondDekho. This means GoldenPi pays BondDekho for placement visibility. The commercial relationship affects the following:

• ✓GoldenPi bond cards appear first in listing order when GoldenPi lists a bond.

• ✗Sponsorship does not affect bond data — YTM, price, rating, and maturity figures are identical to what the platform publishes.
• ✗Sponsorship does not cause bonds to appear in filtered results where they would not otherwise qualify.
• ✗Sponsorship does not influence editorial content, blog posts, or credit rating displays.

All sponsored cards are clearly labelled with an “Sponsored” badge in the UI.

8. Limitations & Corrections

BondDekho data can lag behind the source platforms by up to several hours due to the refresh schedule. In particular:

• →Newly listed bonds may take up to 6 hours to appear after a platform publishes them.
• →Delisted bonds may remain visible for up to 7 days after removal (per the inactivity rule above).
• →YTM and price data reflect the state at the last successful refresh — intraday changes on the platform are not captured in real time.