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Spandana Sphoorty Financial Limited

INE572J07810BBB+ Senior Secured - Senior Secured
Share
12.65%
YTM
11.25%
Coupon Rate
Apr 2028
Maturity Date
2.0Y
Time to Maturity
₹10,000
Min Investment
3
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GoldenPi bond investment platform logo
GoldenPiSponsored
Highest YTM
12.65%
YTM
₹99
Price
₹29,829
Min Invest
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WintWealth bond investment platform logo
WintWealth
11.75%
YTM
₹10,027
Price
₹10,000
Min Invest
View on WintWealth
StableMoney bond investment platform logo
StableMoney
11.75%
YTM
₹1,000
Price
₹10,030
Min Invest
View on StableMoney

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Bond Details

INE572J07810
IssuerSpandana Sphoorty Financial Limited
Senior Secured
Security TypeSenior Secured
₹1,000
11.25% per annum
Monthly
Issue Date28 Apr 2026
27 Apr 2028
Taxable (Interest + Capital Gains)

Risk Assessment

Secured

Backed by collateral. Priority in repayment.

Interest Rate Risk

Bond prices may fall if interest rates rise.

Liquidity Risk

May be difficult to sell before maturity.

Tax-Adjusted Returns

Pre-Tax YTM12.65%
Tax on Interest20% (Slab Rate)
LTCG Tax12.5% (if held >1yr)
Post-Tax Return (Est.)~10.1%

Calculator results are estimates. Actual returns may vary. Consult a tax professional for personalized advice.

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About the Issuer

CompanySpandana Sphoorty Financial Limited
SectorMicro Finance
Credit RatingBBB+ (N/A)

Disclaimer: Bond data is sourced from public sources and third-party platforms. Verify all details on the respective platform before investing. Yields are indicative and not guaranteed. This is not investment advice.