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Spandana

INE572J07810BBB+ (ICRA)NCD - Senior Secured
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INE572J07810 is an NCD issued by Spandana, rated BBB+. As of 17 Sept 2026, it offers up to 12.10% yield to maturity with a minimum investment of ₹10,000, listed on 2 platforms tracked by BondDekho.

12.10%
YTM
11.25%
Coupon Rate
Apr 2028
Maturity Date
1.6Y
Time to Maturity
₹10,000
Min Investment
2
Platforms

Compare Across Platforms

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Highest YTM
12.10%
YTM
₹100
Price
₹29,869
Min Invest
View on GoldenPi
WintWealth bond investment platform logo
WintWealth
11.25%
YTM
₹9,978
Price
₹10,000
Min Invest
View on WintWealth

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Bond Details

INE572J07810
IssuerSpandana
NCD
Security TypeSenior Secured
₹10,000
11.25% per annum
Monthly
Issue Date28 Apr 2026
26 Apr 2028
Taxable (Interest + Capital Gains)

Frequently Asked Questions

What is INE572J07810?

INE572J07810 is an NCD issued by Spandana with a BBB+ credit rating. It offers a coupon rate of 11.25%. Maturity date: 2028-04-26.

What is the YTM of INE572J07810?

The current yield to maturity (YTM) for Spandana (INE572J07810) is up to 12.10%, available across 2 platforms on BondDekho.

What is the coupon rate of Spandana bond INE572J07810?

Spandana (INE572J07810) has a coupon rate of 11.25%. Interest is paid monthly.

What is the minimum investment for INE572J07810?

The minimum investment for Spandana (INE572J07810) starts from ₹10,000. Compare prices across 2 platforms on BondDekho.

Risk Assessment

INE572J07810 is an NCD from Spandana, rated BBB+. Key risk factors:

Secured

Backed by collateral. Priority in repayment.

Interest Rate Risk

Bond prices may fall if interest rates rise.

Liquidity Risk

May be difficult to sell before maturity.

Tax-Adjusted Returns

Pre-Tax YTM12.10%
Tax on Interest20% (Slab Rate)
LTCG Tax12.5% (if held >1yr)
Post-Tax Return (Est.)~9.7%

Calculator results are estimates. Actual returns may vary. Consult a tax professional for personalized advice.

Tools for this bond

About the Issuer

Spandana is a Micro Finance-sector bond issuer rated BBB+ by ICRA.

CompanySpandana
SectorMicro Finance
Credit RatingBBB+ (ICRA)

Disclaimer: Bond data is sourced from public sources and third-party platforms. Verify all details on the respective platform before investing. Yields are indicative and not guaranteed. This is not investment advice.

Spandana 11.25% NCD BBB+ (INE572J07810) | BondDekho