Government bonds in India include Central Government Securities (G-Secs) and State Development Loans (SDLs). These carry sovereign guarantee, making them the safest fixed-income instruments available. G-Secs are issued by RBI on behalf of the Government of India, while SDLs are issued by state governments. Retail investors can now buy government bonds directly through the RBI Retail Direct platform or through bond platforms.
2930 Bonds Found
Sorted by YTM. Not a recommendation.| Issuer | Rating | YTM | Coupon | Maturity | Platforms |
|---|---|---|---|---|---|
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07308 | BBB | 15.30% | 9.85% | 8M | 1 |
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07316 | BBB | 15.20% | 9.85% | 11M | 1 |
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07449 | BBB | 15.20% | 12.50% | 11M | 1 |
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07258 | BBB | 15.10% | 10.01% | Matured | 1 |
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07266 | BBB | 15.10% | 9.85% | 2M | 1 |
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07399 | BBB | 15.10% | 12.00% | 1.1Y | 1 |
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07423 | BBB | 15.10% | 12.00% | 1.2Y | 2 |
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07431 | BBB | 15.10% | 12.00% | 1.2Y | 2 |
| KINARA CAPITAL PRIVATE LIMITED INE200W08124 | D | 15.00% | 13.40% | 3.8Y | 1 |
| Keertana Finserv Private Limited INE0NES07287 | BBB+ | 13.85% | 11.40% | 1.6Y | 2 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07139 | BBB+ | 13.80% | 11.40% | 1.1Y | 1 |
| Keertana Finserv Private Limited INE0NES07220 | BBB+ | 13.75% | — | — | 1 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07246 | BBB+ | 13.75% | 11.20% | 1.1Y | 3 |
| Cyqure India Private Limited INE0Z4807015 | BBB- | 13.75% | — | — | 1 |
| Avanti Finance Private Limited INE0BNQ07154 | BBB | 13.70% | — | — | 1 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07162 | BBB+ | 13.65% | 11.30% | 12M | 2 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07147 | BBB+ | 13.60% | 11.40% | 1.2Y | 1 |
| KEERTANA FINSERV LIMITED INE0NES07188 | BBB+ | 13.60% | 11.20% | 10M | 2 |
| RDC CONCRETEINDIA LIMITED INE076I07020 | BB+ | 13.50% | 12.00% | 2.0Y | 1 |
| RDC CONCRETEINDIA LIMITED INE076I07038 | BB+ | 13.50% | 12.00% | 2.1Y | 1 |
| Indel Money Limited INE0BUS07BL0 | BBB+ | 13.50% | 11.25% | 4M | 2 |
| Keertana Finserv Private Limited INE0NES07154 | BBB+ | 13.50% | 11.30% | 11M | 2 |
| Keertana Finserv Private Limited INE0NES07253 | BBB+ | 13.50% | — | — | 1 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07261 | BBB+ | 13.50% | 11.10% | 1.4Y | 1 |
| Akme Fintrade Limited INE916Y07057 | BBB+ | 13.50% | — | — | 1 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07097 | BBB | 13.35% | 11.40% | 1M | 1 |
| Indel Money Limited INE0BUS07BO4 | BBB+ | 13.30% | 11.00% | 7M | 1 |
| Indel Money Limited INE0BUS07BQ9 | BBB+ | 13.30% | 11.00% | 9M | 1 |
| Indel Money Limited INE0BUS07BK2 | BBB+ | 13.25% | 11.25% | 1M | 1 |
| Akme Fintrade Limited INE916Y07032 | BBB+ | 13.25% | — | — | 1 |
| Indel Money Limited INE0BUS07BJ4 | BBB+ | 13.20% | 11.00% | Matured | 1 |
| SAMUNNATI FINANCE PRIVATE LIMITED INE0N5S07052 | BBB | 13.20% | 11.00% | 1.0Y | 1 |
| SPANDANA SPHOORTY FINANCIAL LIMITED INE572J07778 | BBB+ | 13.10% | 11.25% | 1.8Y | 1 |
| LUCINA LAND DEVELOPMENT LIMITED INE0JZO07032 | A- | 13.04% | 13.50% | 2.9Y | 1 |
| LUCINA LAND DEVELOPMENT LIMITED INE0JZO07040 | A- | 13.02% | 13.00% | 2.9Y | 1 |
| MIDLAND MICROFIN LIMITED INE884Q07798 | A- | 12.85% | 10.75% | 1.5Y | 2 |
| MIDLAND MICROFIN LIMITED INE884Q07814 | A- | 12.85% | 10.75% | 1.7Y | 2 |
| SATIN CREDITCARE NETWORK LIMITED 2031 INE836B08319 | A | 12.80% | 12.00% | 5.4Y | 2 |
| Kanakadurga Finance Limited INE104W07229 | BBB | 12.80% | 11.55% | 1.7Y | 1 |
| Lendingkart Finance Limited INE090W07675 | BBB+ | 12.70% | 11.33% | Matured | 1 |
| SATIN CREDITCARE NETWORK LIMITED 2031 INE836B08293 | A | 12.63% | 11.50% | 4.9Y | 2 |
| Spandana Sphoorty Financial Limited INE572J07703 | BBB+ | 12.60% | 10.31% | 1M | 1 |
| Spandana Sphoorty Financial Limited INE572J07711 | BBB+ | 12.60% | 10.59% | 4M | 2 |
| VEDIKA CREDIT CAPITAL LIMITED 2028 INE04HY07377 | A | 12.50% | 11.50% | 2.2Y | 2 |
| IFL FINANCE LIMITED INE01XO07025 | BBB | 12.49% | 12.25% | 1.8Y | 1 |
| Ugro Capital Ltd. INE583D08081 | A+ | 12.46% | 11.65% | 5.0Y | 1 |
| EARLYSALARY SERVICES PRIVATE LIMITED INE01YL07342 | A- | 12.45% | 10.90% | 10M | 1 |
| SATIN FINSERV LIMITED INE03K307058 | A- | 12.40% | 10.80% | 7M | 1 |
| KRAZYBEE SERVICES PRIVATE LIMITED INE07HK07791 | A | 12.40% | 10.95% | 5M | 2 |
| MIDLAND MICROFIN LIMITED INE884Q07715 | A- | 12.40% | 8.69% | 4M | 1 |
Frequently Asked Questions
How can retail investors buy government bonds in India?
Retail investors can buy government bonds through: (1) RBI Retail Direct — a free platform by RBI for direct purchase, (2) Stock exchanges (NSE/BSE) through your existing demat account, (3) Online bond platforms like GoldenPi and IndiaBonds, (4) Mutual funds that invest in government securities (gilt funds).
What is the difference between G-Sec and SDL bonds?
G-Secs are issued by the Central Government and carry sovereign guarantee. SDLs (State Development Loans) are issued by individual state governments. SDLs typically offer 0.25-0.75% higher yields than G-Secs of similar maturity because they carry slightly higher risk, though no state has ever defaulted on SDL payments.
What returns do government bonds offer in India?
Government bond yields in India currently range from 6.5% to 7.5% depending on maturity. Short-term G-Secs (1-3 years) yield around 6.5-7%, while long-term G-Secs (10+ years) yield around 7-7.5%. SDLs offer 0.25-0.75% more than comparable G-Secs.
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Data is for informational purposes only. BondDekho is not SEBI-registered and does not provide investment advice. Bond yields and ratings are subject to change. Verify details on respective platforms before investing. Sorted by Yield to Maturity. Not a recommendation.