Short-term bonds maturing in 1-3 years offer a sweet spot between yield and flexibility. They carry lower interest rate risk compared to longer-tenure bonds — when interest rates rise, short-term bond prices fall less. These bonds are ideal for investors with near-term financial goals or those who want to maintain portfolio liquidity while earning more than fixed deposits.
Explore interactively on Compare page215 Bonds Found
Sorted by YTM. Not a recommendation.| Issuer | Rating | YTM | Coupon | Maturity | Platforms |
|---|---|---|---|---|---|
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07399 | BBB | 15.10% | 12.00% | 1.1Y | 1 |
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07423 | BBB | 15.10% | 12.00% | 1.2Y | 2 |
| AKARA CAPITAL ADVISORS PRIVATE LIMITED INE08XP07431 | BBB | 15.10% | 12.00% | 1.2Y | 2 |
| Keertana Finserv Private Limited INE0NES07287 | BBB+ | 13.85% | 11.40% | 1.6Y | 2 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07139 | BBB+ | 13.80% | 11.40% | 1.1Y | 1 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07246 | BBB+ | 13.75% | 11.20% | 1.1Y | 3 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07147 | BBB+ | 13.60% | 11.40% | 1.2Y | 1 |
| RDC CONCRETEINDIA LIMITED INE076I07020 | BB+ | 13.50% | 12.00% | 2.0Y | 1 |
| RDC CONCRETEINDIA LIMITED INE076I07038 | BB+ | 13.50% | 12.00% | 2.1Y | 1 |
| KEERTANA FINSERV PRIVATE LIMITED INE0NES07261 | BBB+ | 13.50% | 11.10% | 1.4Y | 1 |
| SAMUNNATI FINANCE PRIVATE LIMITED INE0N5S07052 | BBB | 13.20% | 11.00% | 1.0Y | 1 |
| SPANDANA SPHOORTY FINANCIAL LIMITED INE572J07778 | BBB+ | 13.10% | 11.25% | 1.8Y | 1 |
| LUCINA LAND DEVELOPMENT LIMITED INE0JZO07032 | A- | 13.04% | 13.50% | 2.9Y | 1 |
| LUCINA LAND DEVELOPMENT LIMITED INE0JZO07040 | A- | 13.02% | 13.00% | 2.9Y | 1 |
| MIDLAND MICROFIN LIMITED INE884Q07798 | A- | 12.85% | 10.75% | 1.5Y | 2 |
| MIDLAND MICROFIN LIMITED INE884Q07814 | A- | 12.85% | 10.75% | 1.7Y | 2 |
| Kanakadurga Finance Limited INE104W07229 | BBB | 12.80% | 11.55% | 1.7Y | 1 |
| VEDIKA CREDIT CAPITAL LIMITED 2028 INE04HY07377 | A | 12.50% | 11.50% | 2.2Y | 2 |
| IFL FINANCE LIMITED INE01XO07025 | BBB | 12.49% | 12.25% | 1.8Y | 1 |
| FINNABLE CREDIT PRIVATE LIMITED INE14H407074 | BBB+ | 12.34% | 12.25% | 2.2Y | 1 |
| MUFIN GREEN FINANCE LIMITED INE08KJ07175 | A- | 12.20% | 11.00% | 1.5Y | 1 |
| Mufin Green Finance Limited INE08KJ07183 | A- | 12.20% | 10.00% | 1.2Y | 2 |
| Indel Money Limited INE0BUS07BV9 | BBB+ | 12.10% | 11.25% | 1.0Y | 1 |
| MONEYBOXX FINANCE LIMITED INE296Q07142 | BBB | 12.06% | 10.25% | 1.6Y | 2 |
| MONEYBOXX FINANCE LIMITED INE296Q07159 | BBB | 12.06% | 10.20% | 1.7Y | 2 |
| Midland Microfin Limited INE884Q07822 | BBB+ | 12.01% | 11.70% | 1.3Y | 2 |
| INDEL MONEY LIMITED INE0BUS07CD5 | A- | 12.00% | 10.25% | 2.6Y | 1 |
| FINNABLE CREDIT PRIVATE LIMITED INE14H407090 | A | 12.00% | 11.75% | 2.2Y | 1 |
| Indel Money Limited INE0BUS07CJ2 | A- | 12.00% | 11.00% | 2.9Y | 2 |
| Satin Finserv Limited INE03K307082 | A- | 11.81% | — | 1.3Y | 1 |
| Finkurve Financial Services Limited INE734I07081 | BBB | 11.80% | — | 2.0Y | 1 |
| ARMAN FINANCIAL SERVICES LIMITED INE109C07139 | A- | 11.75% | 11.35% | 2.4Y | 3 |
| IFL FINANCE LIMITED INE01XO07041 | BBB | 11.75% | 11.80% | 2.0Y | 1 |
| PURPLE FINANCE LIMITED INE0CYK07012 | BBB- | 11.75% | 12.25% | 1.8Y | 1 |
| Namdev Finvest Private Limited INE0IX207254 | BBB+ | 11.75% | 11.30% | 2.6Y | 3 |
| wintcapital INE0RU307189 | BBB- | 11.75% | 12.00% | 1.3Y | 1 |
| wintcapital INE0RU307213 | BBB- | 11.75% | 11.16% | 1.4Y | 1 |
| wintcapital INE0RU307221 | BBB- | 11.75% | 11.16% | 1.8Y | 1 |
| Finnable Credit Private Limited INE14H407116 | BBB+ | 11.75% | 11.00% | 2.5Y | 3 |
| Whizdm Finance Private Limited INE2QF015012 | A+ | 11.75% | 11.75% | 1.8Y | 1 |
| NAVADHAN CAPITAL PRIVATE LIMITED INE2ROL15018 | A- | 11.75% | 12.15% | 1.9Y | 1 |
| SPANDANA SPHOORTY FINANCIAL LIMITED INE572J07786 | BBB+ | 11.75% | 11.50% | 2.3Y | 1 |
| Finkurve Financial Services Limited INE734I07073 | BBB | 11.75% | 11.16% | 1.7Y | 1 |
| MIDLAND MICROFIN LIMITED INE884Q07806 | A- | 11.75% | 12.00% | 1.1Y | 1 |
| MIDLAND MICROFIN LIMITED INE884Q07830 | A- | 11.75% | 12.15% | 1.1Y | 1 |
| Stl Networks Limited INE1VXE07015 | A- | 11.62% | 10.25% | 1.5Y | 3 |
| Satin Finserv Limited INE03K307090 | A- | 11.60% | — | 1.3Y | 1 |
| PROGFIN PRIVATE LIMITED INE0MYJ07179 | BBB+ | 11.60% | 11.00% | 1.4Y | 1 |
| Mahaveer Finance India Limited INE911L07147 | BBB+ | 11.60% | — | 2.8Y | 1 |
| Berar Finance Limited INE998Y07204 | BBB+ | 11.55% | — | 1.5Y | 1 |
Frequently Asked Questions
Why choose short-term bonds over long-term bonds?
Short-term bonds (1-3 year maturity) offer several advantages: lower interest rate risk (less price volatility), quicker access to principal, better visibility of issuer creditworthiness over a shorter period, and the ability to reinvest at potentially higher rates when they mature. The trade-off is typically lower yields compared to longer-term bonds.
What yields can you expect from short-term bonds in India?
Short-term corporate bonds in India typically yield 7-10% depending on credit rating. AAA-rated short-term bonds offer 7-8.5%, AA-rated bonds 8.5-10%, and A-rated or lower can offer 10%+. Government bonds of similar maturity yield around 6.5-7%.
Are short-term bonds suitable for emergency funds?
Short-term bonds are not ideal for emergency funds due to potential price fluctuation and settlement time. Liquid funds, savings accounts, or sweep FDs are better for emergencies. However, short-term bonds work well for planned expenses 1-3 years out, like a home down payment or education fees.
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Data is for informational purposes only. BondDekho is not SEBI-registered and does not provide investment advice. Bond yields and ratings are subject to change. Verify details on respective platforms before investing. Sorted by Yield to Maturity. Not a recommendation.